ANALYSIS OF THE FINANCIAL LITERACY LEVELS OF ELEMENTARY SCHOOL STUDENTS IN BEKASI REGENCY Alda Wiharja (a), Tia Citra Bayuni (b*), Bramianto Setiawan (c), Dea Sopotunida (d), Firda Apriliani (e), Jingga Agustin Eka Darmawan (f), Putri Ayu Wandira (g)
abcdefg) Primary Teacher Education Study Program, Pelita Bangsa University, Bekasi, Indonesia.
Abstract
Financial literacy is important to instill starting in elementary school so that students can manage their finances wisely. This study aims to analyze teachers^ perceptions of elementary school students^ financial literacy levels. The study employs a quantitative approach using a survey method. The research instrument consisted of a questionnaire comprising 20 statements based on a 4-point Likert scale (1-4) that covered aspects of understanding the concept of money, managing allowance, saving habits, the ability to distinguish between needs and wants, and financial responsibility. The study^s respondents consisted of 50 elementary school teachers throughout Bekasi Regency. The research results indicate that teachers^ perceptions of students^ understanding of the concept of money reached 92.50%, ability to manage pocket money at 83.50%, understanding of saving activities at 88.62%, ability to distinguish between needs and wants at 81.75%, and responsibility in financial decision-making at 83.12%. Overall, the level of
students^ financial literacy falls into the good category. These findings indicate the need for reinforcement through contextual and sustained learning to optimize students^ financial literacy.
