EMPOWERMENT OF MSME ACTORS THROUGH THE PROGRAM OF PNM MEKAAR SHARIA IN SERIBANDUNG VILLAGE, SOUTH SUMATERA
Rinol Sumantri, M. Iqbal, Madania Agustina

UIN Raden Fatah Palembang

Abstract

PNM Mekaar Syariah is considered to be one of the strategic solutions for the government in developing access to capital for MSME players spread throughout Indonesia. Therefore, this study aims to find out how the role of PNM Mekaar Syariah in increasing MSMEs in Seribandung Village, South Sumatra. The method used in this research is qualitative with the type of field research. Data were collected through observation, interviews and documentation to see the validity of the data using source triangulation. Data analysis was carried out by means of data reduction, data presentation, and drawing conclusions. The results of the research found: 1) Mekaar Syariah^s PNM program played a role in increasing MSME turnover by providing capital assistance, mentoring and business development to underprivileged mothers in Seribandung village, 2) In dealing with obstacles related to MSME empowerment, PT. Permodalan Nasional Madani (Persero) Tanjung Batu Branch in increasing MSME turnover, namely from the Account Officer himself who is sometimes uncooperative in the customer service process which results in loan abuse by customers. Another obstacle that is often faced by Account Officers when the Weekly Group Meeting (PKM) is held is due to the large number of customers who do not attend or are late, as a result, the time that has been calculated for PKM in other groups will be reduced.

Keywords: PNM Mekaar Syariha, Program, MSME

Topic: Income gap and poverty