The position of banking institutions in preventing and eradicating the occurrence of criminal acts of money laundering in banks I Made Aditya Mantara Putra
Faculty Of Law Warmadewa University Denpasar-Bali, Indonesia
Abstract
Over the last few years, an event that has attracted the attention of various groups of people is the trend of criminal acts of money laundering. The group of people at which the event has happened is not only the government but also the general public. Judging from the scale of the event, they have occurred both on a local, national, and international scale. Such an action has been committed individually and in groups, including corporations. Of course, such a crime belongs to individual, nation and state crime. The present study sheds light on two issues, namely the legal regulation of money laundering in banking institutions in Indonesia and the position of banking institutions in eradicating the criminal act in question. To achieve these goals, the present study uses a normative legal research design, a statute approach, and a conceptual approach. There are three types of legal materials that are used as data sources, such as primary, secondary and tertiary legal materials. The study shows criminal acts of money laundering are related to legal arrangements, especially those regulated in Law Number 8 of 2010 concerning the Prevention and Eradication of Criminal Acts of Money Laundering and Bank Indonesia Regulation Number 14/27/PBI/2012 concerning Implementation of Anti-Money Laundering and Prevention of Terrorism Financing Programs for Commercial Banks. In an effort to eradicate criminal acts of money laundering, the position of banks lies in the responsibility to apply the principle prudential banking and the principle of know your customer in customer identification.
Keywords: law enforcement, criminal acts, money laundering, banking, PPATK
Topic: Law on Criminal Act of Corruption and Asset Recovery
